Buying a home or changing your mortgage can feel complicated. Guy helps you understand your options, find a suitable mortgage and navigate the process — with personal support from start to finish.
Buying your first home? Guy will help you understand your options and guide you from application to getting the keys.
Remortgage
Review your current mortgage, understand your options and decide what makes sense for your finances.
Home movers
oving home? Guy can help arrange your mortgage and keep things moving through to completion.
Buy-to-let
Whether you’re buying your first rental property or adding to an existing portfolio, Guy can help you understand the mortgage options available to you.
How Guy helps
Financial advice, built around you.
Mortgage advice
Explore suitable mortgage options and get support all the way until completion.
Buy-to-let
Buying or remortgaginga rental property? Understand the options available.
Home insurance
Find buildings and contents cover to help protect your property and belongings.
Life insurance
Put financial protection in place for people who depend on you.
Income protection
Explore cover to provide financial support in case illness or injury.
Critical illness cover
Coverage that provides support if you're diagnosed with a specific serious illness.
Common questions
How is Guy Griffiths Mortgages different?
Guy brings more than 30 years of mortgage experience, including time working with high-street lenders and many years as an adviser. Most importantly, you’ll deal directly with Guy. He’ll take the time to understand your circumstances, explain your options clearly and guide you through the process from start to finish.
We have no obligation to any bank or building society. We can offer access to an array of lenders, meaning we can shop the market to find you great rates.
What happens during the free consultation?
It starts with a conversation about you, what you're looking to do, your circumstances, and any questions you have.
Guy can then talk you through what may be possible and explain the next steps. There's no charge for the initial consultation and no obligation to proceed.
How much do your services cost?
There is no fee for your free consultation.
During your consultation, we look at possible mortgage that work for you. After consultation, you are under no obligation to continue. New clients pay a one-time broker fee of £500 upon your first completed mortgage but no fees for any mortgages and remortgages after. If your mortgage does not complete, for any reason, there is no fee payable.
If you are a first time home buyer, we charge nothing as we believe it's hard enough to get onto the housing ladder!
Where do you serve?
Guy is based in Hereford and works with many clients across Herefordshire and the surrounding area, but he can also advise clients throughout the UK.
How long does getting a mortgage take?
Every mortgage is different. Straightforward applications can sometimes progress within a few weeks while more complicated situations can take longer. Guy will help coordinate with the lender and other parties involved and keep you updated along the way.
Why use a mortgage adviser instead of my bank?
A bank can generally only offer you its own mortgage products. Guy can consider mortgage options from the range of lenders available to him and recommend a suitable option based on your individual circumstances.
Can we meet in-person?
Yes. You can arrange an in-person meeting or speak with Guy by phone.
"I've been using Guy now for over ten years for my personal mortgage, remortgages, and rental properties. Guy is great to work with and would recommend him."
